Archive | May 2023

Homebuyer now or later loan idea.

🚀Idea: A “Mortgage rate buydown” will lower your monthly payment by 19 to 22% in the first year. Buydown can be paid by the seller and your lender, making the difference between buying or not buying.

“Approximately 42.9% of homeowners who sold their homes during the three-month period ending April 30 included an incentive, such as funding for repairs, payment of closing costs or MORTGAGE RATE BUYDOWNS, the online real estate platform said.”

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Questions and details


Do the hard questions too.

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Mortgage FICO rule rescinded

FHFA rescinds controversial ‘debt’ fee for homebuyers.

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Real estate loans purchase FHLMC mortgage loans property loan loan FNMA financing knowledge cash out FHA home loans estate financing no income loans stated income loans flexible guidelines experience credit loan modification loan counseling This is not tax or legal counsel, see your advisor for details. Walter Brown Jr NMLS ID 256927 wb lending solutions wblendingsolutions walter brown jr #wblendingsolutions

“Wraps”, not for sandwiches


“Wraps”, not for sandwiches but for đŸ’°đŸ’”.

Background information, about “Wraps” or “All Inclusive Trust Deeds” (AITD) particularly pages 14 & 17.

“AITDs” can be useful in tight mortgage markets but must be used with caution.

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Real estate loans purchase FHLMC mortgage loans property loan loan FNMA financing knowledge cash out FHA home loans estate financing no income loans stated income loans flexible guidelines experience credit loan modification loan counseling This is not tax or legal counsel, see your advisor for details. Walter Brown Jr NMLS ID 256927 wb lending solutions wblendingsolutions walter brown jr #wblendingsolutions